Vice President, Trade and Working Capital

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

TD Securities

Pay Details:

$150,000 - $160,000 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Overview

TD Securities ('TDS') provides a wide range of capital market products and services to corporate, government, and financial institution clients through Global Transaction Banking, Corporate and Investment Banking, and Global Markets. The firm works with clients around the world, focusing selectively and strategically on key global financial centers: Toronto, Montreal, Calgary, Vancouver, New York, London, Singapore, and Tokyo.

Global Transaction Banking (GTB) is a strategic growth business within TDS, delivering innovative treasury, liquidity, payments, trade finance, and working capital solutions to some of the world's leading organizations. As client needs continue to evolve alongside changing macroeconomic conditions, technological innovation, interest rate environments, and global trade dynamics, GTB remains focused on providing market-leading solutions that enable clients to optimize cash flow, manage risk, and support growth.

GTB is comprised of two principal business verticals: Treasury Solutions (Corporate Cash Management and Correspondent Banking) and Trade and Working Capital (Core Trade Finance and Structured Trade & Export Finance) which are underpinned by dedicated support functions, including GTB Risk & Control, Product Management, Transformation, and Innovation, Data & Analytics and Business Risk & Control.

The Vice President in Structuring & Execution team plays a critical role within the Trade & Working Capital business vertical, leading the evaluation, structuring, approval, execution, and ongoing management of complex Trade Finance (standby letters of credit / guarantees, import letters of credit, export letters of credit, or documentary collections), Working Capital (accounts payable, accounts receivable) and Export Agency Finance transactions. This individual will serve as a trusted advisor to internal and external stakeholders, providing independent judgment, transaction leadership, and strategic guidance throughout the transaction lifecycle.

Key Responsibilities

Transaction Structuring, Credit Analysis & Risk Management

Lead the structuring and evaluation of complex Trade Finance, Working Capital, Supply Chain Finance, and Export & Agency Finance transactions. Assess transaction structures, counterparty risk, legal frameworks, capital implications, and portfolio impacts. Prepare and present high-quality credit recommendations, transaction summaries, and approval materials to senior credit adjudication and governance committees. Analyze financial, operational, legal, and industry information to identify risks, opportunities, and structural considerations. Recommend appropriate transaction structures, exposure levels, risk ratings, covenant packages, reporting requirements, and risk mitigation strategies. Lead due diligence activities, including client meetings, management discussions, industry reviews, and regulatory assessments. Maintain deep expertise in market developments, industry trends, regulatory changes, and emerging risks impacting Trade & Working Capital businesses. Act as a subject matter expert and trusted partner on complex credit, structuring, and execution matters. Transaction Execution & Portfolio Management

Lead end-to-end execution of transactions, including documentation, closings, amendments, renewals, waivers, and ongoing portfolio management activities. Direct negotiations with clients, counsel, agents, Export Credit Agencies (ECAs), and other stakeholders to ensure alignment with approved transaction structures and risk parameters. Proactively identify, escalate, and manage execution risks, portfolio concerns, and emerging credit issues. Monitor transaction performance, counterparty creditworthiness, industry trends, and macroeconomic developments. Present transaction updates, portfolio insights, and risk assessments to senior management and governance forums. Ensure adherence to TD's policies, procedures, risk framework, and regulatory requirements. Provide oversight for AML/KYC requirements and transaction-closing processes. Leadership & Strategic Partnership

Serve as a senior partner to deal teams, contributing strategic perspectives on client opportunities, complex transaction structures, and business growth initiatives. Build and maintain strong relationships across GTB, Credit Risk, Legal, Compliance, Finance, Operations, and Risk Management teams. Lead negotiations involving complex transaction structures, documentation, and credit terms for strategically important client mandates. Drive continuous improvement initiatives to enhance execution efficiency, risk management practices, and client experience. Contribute to the evolution of Trade & Working Capital policies, governance frameworks, procedures, and best practices. Mentor and develop junior team members while fostering technical excellence, sound credit judgment, and strong risk-management discipline.

Qualifications

Required Experience

Undergraduate degree in Finance, Economics, Accounting, Business, Law, or a related discipline. 7–10+ years of relevant experience within Trade Finance, Structured Finance, Corporate Banking, Credit Risk, Export Finance, Supply Chain Finance, Securitization, or related areas. Demonstrated experience leading complex transaction structuring, credit analysis, documentation review, negotiation, and execution activities. Strong understanding of: Trade Finance products (standby letters of credit / guarantees, import letters of credit, export letters of credit, or documentary collections) Working Capital solutions (accounts payable, accounts receivables, prepayments, or inventory financing) Export Credit Agency (ECA) financing Advanced knowledge of credit assessment, risk management, legal documentation, financial analysis, capital considerations, and transaction structuring. Proven ability to influence senior stakeholders and present complex recommendations to executive audiences and credit committees. Strong leadership, stakeholder management, and relationship-building capabilities. Demonstrated ability to manage multiple priorities while exercising sound judgment in a fast-paced environment. Preferred Qualifications

MBA, CFA, CPA, FRM, legal designation, or other relevant advanced professional qualification. Experience working with Bloomberg, Capital IQ, rating agency methodologies, cash flow modeling, and related analytical tools. Proven track record of mentoring talent, leading through influence, and driving continuous improvement initiatives.

Why Join GTB?

GTB is one of TD Securities' most strategic growth platforms, providing exposure to complex and innovative trade, liquidity, and working capital solutions across diverse industries and global markets. This role offers the opportunity to work closely with senior bakers, clients, lead high-profile transactions, influence strategic decision-making, and make a meaningful impact on the continued growth of the business.

Who We Are:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.

Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet